Virginia Housing is here to help you become a homeowner by preparing for the entire homebuying process. You can explore in-person classes, virtual sessions and online courses.

DPA provides forgivable loans through a biennial competitive award process to non-profit subrecipients for housing preservation. The program is federally funded through HOME and uses funds to provide down payment and closing cost assistance to first time homebuyers. The goal of the program is to create safe, decent and affordable housing for first time homebuyers, specifically for those making… Learn More

The Virginia Individual Development Accounts (VIDA) program helps qualified individuals save for a down payment on a home. Eligible participants receive training, support and match funding on their savings. The current match rate is $10 for every $1 the participant saves, earning up to $10,000 in match to be used towards down payment and closings.This program aims to assist low-income… Learn More

If making a down payment is a barrier to buying your first home, the Down Payment Assistance Grant may help by reducing the time it takes to save for your down payment. Depending on the type of loan, grants can be upwards of 2-2.5% of the sales price for households at or below the set income limits.

The Virginia Housing Closing Cost Assistance Grant helps cover the extra costs that come with buying a home and is available for both RD and VA transactions. This grant requires no repayment and can be used with other non-Virginia Housing grants as well.

CDBG makes funding available to local governments for planning and implementation of community development projects in non-entitlement localities, which are those localities not receiving CDBG assistance directly from the U.S. Department of Housing and Urban Development (HUD). This grant provides funding for planning and implementing projects that address critical community development needs,… Learn More