Virginia Individual Development Accounts (VIDA)


The Virginia Individual Development Accounts (VIDA) program helps qualified individuals save for a down payment on a home. Eligible participants receive training, support and match funding on their savings. The current match rate is $10 for every $1 the participant saves, earning up to $10,000 in match to be used towards down payment and closings.

Individuals interested in saving should contact a VIDA intermediary listed below. VIDA intermediaries determine eligibility and work with enrolled savers to prepare them to achieve their homeownership goals. Enrollment in the program will depend on eligibility, readiness, availability of funding, and having an intermediary located within your locality.

VIDA has often been used in conjunction with other DHCD programs including the Down Payment Assistance (DPA) program and the Acquire, Renovate, Sell (ARS) program to help individuals and families achieve their dream of homeownership. VIDA receives funding from the Virginia Housing (, which offers home buyer lending programs.

If you are interested in the VIDA program:

  • Review the income eligibility criteria under the Income Guidelines document
  • Review the VIDA Flyer for additional eligibility criteria
  • If you meet the preliminary eligibility, please use the List of Intermediaries to find a location near you

VIDA Income Guidelines